Ceyron - Revolutionary Digital Crypto Financial Company
The population of the Developing World (South East Asia, Latin America, and Africa) accounts for over 2 billion people. Africa alone represents 1.2 billion people. It is young and dynamic: 60% are under 50 years. They live mainly in cities: nearly 70% of the African population lives in cities.
In Africa for instance, the dynamism of the mobile phone was 130 million subscribers in 2005. The number of mobile phone subscribers rose to 900 million in 2015. The mobile penetration rate is 85%.
In 2020, there will be more than 1 billion people with a mobile phone with 60% of those phones will be smart phones. This benefits mobile banking. In 2015, nearly 200 million people had a mobile money account. With an average growth rate of nearly 40% each year, in 2020, there will be nearly 800 million people with a mobile money account.
Banks are progressively adopting mobile banking to: 1) develop online banking services; 2) take digital advantages to parties to integrate millions of people into the formal financial sector; 3) develop merchant payment services. Banks and Credit Unions are proposing the increase of prepaid debit cards.
With a beneficial effect on financial inclusion, through mobile money, the proportion of Africans who have no access to financial services fell from 95 to 60%. The mobile money operators recorded on average in 2016, 4 billion transactions per day valued at approximately $ 70 billion, up 110% compared to 2015.
What is Ceyron
Ceyron is a revolutionary digital crypto financial company. Our goal is to provide a convenient financial experience all over the world using the power of blockchain technology.
CEY Tokens are functional utility smart contracts within the Fund. CEY Tokens are non-refundable. CEY Tokens are not for speculative investment. No promises of future performance or value are or will be made with respect to CEY Tokens, including no promise of inherent value, no promise of continuing payments, and no guarantee that CEY Tokens will hold any particular value. CEY Tokens are not securities and are not a participation in the Company. CEY Tokens hold no rights in the Company.
CEY Tokens are digital tokens that will be issued to the investor(s) and represent beneficial ownership interests in a separate class of non-voting equity shares in Ceyron. Legal title of the tokens will be held in trust by Loyal Agency & Trust Corp (“LATC” or the “Nominee”) for the token holders, and token holders will hold a beneficial interest in Ceyron Finance Ltd. The Nominee is independent of and not involved in the management or operation of the Fund or Fund Manager described below.
Features
- Valuable — The moment you acquire CEY, the world opens to you.
- Ceyron Exchange — The dedicated Ceyron exchange site allows you to buy and sell your CEY and other crypto currency.
- Spending While Traveling — Life without fees. Your card will always be treated as a local currency card and you will get perfect interbank exchange rates, whenever you are.
- Anonymos — Anyone can run the wallet and transact with the same anonymity as Bitcoin.
- Transfer Money Easily — Just like Bitcoin, it can be sent anywhere, whenever and wherever you want.
- No Barriers — Send & receive international payments without any third party involvement.
The offer of CEY Tokens in Saint Vincent & The Grenadines is being made in reliance on the exemption under the Securities Act. It is not made in, or accompanied by, a prospectus that is registered with the Financial Services Authorities of Saint Vincent & The Grenadines, and neither CFL nor the CEY Tokens are authorized or recognized by the FSA as a collective investment scheme.
The CEY Tokens offered herein (and the corresponding non-voting shares in CFL Ltd. held by the Nominee) shall not be subsequently sold to any person pursuant to another offer in Saint Vincent & The Grenadines unless the provisions of the FSA are complied with.
Risk Factors
The Crypto Compatible Debit Accounts and investment program of the Fund are speculative and entail substantial risks. There can be no assurance that CFL and the investment objective of the Fund will be achieved, and that investors will not incur losses.
CFL has identified the following risks associated with this Offering. This list is not meant to be exhaustive as the market and regulatory environment are quickly evolving. The Offering Memorandum contains further information as to the risk factors involved, including with blockchain and cryptocurrency transactions.
Ceyron Card
The CEY Card will be a physical, virtual, and debit MasterCard with mobile application which will allow for the use of twenty (20) foreign currencies from a single card. In the marketplace for similar lifestyle cards, in addition to a per transaction fee, most cards charge a percentage of the market rate of the spread of the currency exchange. Customers who travel to multiple countries with various forms of currency inevitably run into the “Cash Withdrawal Fee” and “Currency Transaction Fee.” These charges are often a percentage of the transaction plus a flat fee, industry-leading fees are between 2.75% – 2.99%.
Ceyron Debit
Our cards are issued with CHIP capability, most of them with Contactless technology, too. What does this mean?
CHIP (also called EMV) is a technology of making your debit card far more secure and very hard to copy or clone. With CHIP cards your confidential information is far safer than with old-fashioned magnetic stripe technology and card authorisations, such as when you buy something, are faster, more reliable and far more secure. This technology is standardised worldwide and your CHIP enabled debit card can be used and is compatible everywhere (where Mastercard is accepted).
Contactless (formerly called paypass) is a card technology that allows for quick payment for small personal purchases in shops etc. by just tapping or waving the card at a card terminal. No PIN or signature is needed for small amount purchases. There are protections against accidental or double payments. Contactless replaces cash for small payments.
Digipass
In alignment with recent technological developments and customer preferences, the DIGIPASS Application; enabling clients to securely authenticate online card transactions using their smart phones.
The app can be downloaded for all Android, IOS and Windows smart phones from the official App Store and Google Play Store, making online banking just as secure and providing even more convenience than before in many ways:
- Secure modern technology available on your mobile device
- Easy activation with QR code reading
- Additional security through fingerprint protection (on supported devices)
- No need to carry an extra device to enable online banking
- No lifetime limitations
- More flexibility for PIN management
- Managing more accounts with one application
is a decentralized exchange that seeks to improve the liquidity of crypto-assets that’s more transparent and secure than the centralized counterparts currently in the market today. Ceyron is an ecosystem that’s built and operated by a network of likeminded partners across the globe in a decentralized network. Its core is based on the Graphene Blockchain Library that’s highly efficient and secure, able to scale up to over 100,000 trades per second with its delegated proof of stake consensus.
Token Name: Ceyron
Token Symbol: CEY
Contract Address: 0xebc71036a37451e87cc43af8ae7ac123aa750dcb
Decimals: 8
Price Per Token: $0.10 USD per CEY Token
Number of Tokens for Sale: 250,000,000
Start of Token Pre-Sale: 2/16/18
End of Token Pre-Sale: 3/15/18
Pre-Sale Discount: 25%, 15%, 5%
Start of Token Sale:3/16/18
Soft Cap: 2 Million USD
Hard Cap: 45 Million USD
Start of Bounty Registration: 02/15/2018
End of Token Sale: When Hard cap is reached
Currencies Accepted: BTC, ETH, LTC, PayPal and Credit/Debit card
It is your right to participate in this system of tokens. An individual token is a license to participate
in the token market system much like a taxi medallion entitles one to participate in the market for
cabs. The token does not give voting rights, but does provide direct ownership over the entire
system itself, as well as the privilege of access to the opportunities/features of the token market
system.
Website: https://ceyron.io/#1517043163249-05e1f0a9-f06f
Telegram: https://t.me/joinchat/HlFUXhLIUYQL88_NtoM4sA
Twitter: https://twitter.com/search?q=ceyronico
Instagram: https://www.instagram.com/ceyronico/
Facebook: https://www.facebook.com/Ceyron/
Whitepaper: https://ceyron.io/wp-content/uploads/2018/02/White-Paper-ICO-CEY-Token-UPDATED31012018.pdf
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